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The best payment solutions for freelancers and SMBs in the Philippines

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The best payment solutions for freelancers and SMBs in the Philippines As global demand for Filipino talent, goods, and services continues to rise, the country’s growing community of SMBs and freelancers need to be able to send and receive money securely and eciently. But managing international payments can often be confusing and costly without the right tools in place. These small businesses are eagerly expanding into global markets. According to Payoneer’s second annual SMB Ambitions Barometer , half of Filipino SMBs say that reaching new customers is the biggest benefit of going global. They also highlight improved innovation (62%), access to higher quality supply chains (57%), and better financial performance (54%). All that international activity comes with an increase in cross-border payments. When looking for the best payment solutions for freelancers and SMBs in ...
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2 ways to add Fund in your PayPal Account (Philippines)?

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PayPal is a financial technology (FinTech) operating as an online payment system in the majority of the country, accepting payments online. PayPal is a payment method used by the majority of Filipino freelancers accepting payment from their clients in other countries. It is regulated by the Bangko Sentral ng Pilipinas as an operator of payment services in the Philippines under the National Payment Systems Act. G-Xchange, Inc. (GXI) and PayPal partnered to have smooth and fast withdrawal of funds from PayPal to GCash, which helps all freelancers with ease without hassle in withdrawal; there is no need to link a card to get cash from PayPal. However, what if you have no other way or method of payment for your purchases online or other transactions but only PayPal? How will you get funds (cash in) your PayPal account here in the Philippines? As of today, we have no other way to cash in your PayPal account by over-the-counter methods or bank transfer because this is an internat...
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What Happens If You Miss Your Weekly Due in Card Bank?

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If you miss your due date once in a week, there is nothing to worry about regarding your account because there are no additional charges on your balance. However, your Account Officer (AO) will visit your home and ask for your payment as a follow-up reminder. Your AO will advise you to avoid missing due dates as much as possible and offer simple advice on managing your payments. For example, if you have savings that can cover your due or if offsetting is possible (using your locked savings to pay your loan), they will assist you in resolving the issue. An overdue payment creates a negative record on your account, which can affect future assessments. It may impact your next loan application. Your AO will evaluate your application possible based on  Your repayment history,  Your attitude toward payments, and  Your behavior during follow-up visits. As mentioned earlier, the...
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The AI 10-Year Outlook to the Philippines’ Agriculture Industry

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The Philippines’ agriculture sector has long been a cornerstone of its economy, providing livelihoods for millions and ensuring food security for its growing population. However, the industry faces significant challenges, including climate change, limited modernization, and post-harvest losses. Over the next decade, the sector is poised for transformation through technological advancements, policy reforms, and sustainable practices. This article explores the potential trajectory of Philippine agriculture from 2024 to 2034.   Current State of Philippine Agriculture   As of 2024, agriculture contributes about 9-10% to the country’s GDP and employs nearly 25% of the workforce. Key crops include rice, corn, coconut, sugarcane, and bananas, while fisheries and livestock also play vital roles. Despite its importance, the sector struggles with:   Low productivity due to outdated farming techniques   Climate vulnerabilities (typhoons, droughts, El Niño/La...
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Government to Sell Cheap Rice in National Housing Areas

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The government will open Kadiwa stores in NHA housing sites. They will sell rice for ₱33 per kilo. This will start this month, General Manager Joeben Tai announced the plan on Monday. The stores will open from April to May 2025. They will be in Central Luzon and Region IV. Some locations include San Jose del Monte (Bulacan), Laguna, Naic, Bacoor (Cavite), and parts of Rizal.   The Kadiwa ng Pangulo program sells affordable rice, vegetables, meat, and fish to Filipinos. Each family can buy 3 to 50 kilos (1 sack) of rice. The program aims to help 1.2 million families in NHA housing.  Right now, the government is still buying rice. But they already have 80,000 sacks ready. The rice may arrive in housing sites this week or next week. The NHA and the Department of Agriculture (DA) signed an agreement last March to start this program. Source: GMA News Other related Articles: • Practical Farming Practice for Sustainable Agriculture: Balancing En...
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Pag-IBIG short-term loan eligibility now at least 12months of savings

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  Pag-IBIG members can now avail of a short-term loan after their first 12 months of savings in their Pag-IBIG savings account. According to a report from the CBD , Marilene Acosta, the chief executive officer of the Pag-IBIG Fund, announced this during the 2024 Stakeholders’ Accomplishment Report (StAR) for Visayas on March 21, 2025. Mrs. Acosta explained that the adjustment in loan eligibility aims to provide members with early access to Pag-IBIG’s loan services, such as the Calamity Loan, Multi-Purpose Loan (MPL), and the newly introduced Lung Health Loan. This initiative will greatly benefit new members of the Pag-IBIG Fund, particularly low-income earners facing financial crises or those recovering financially, by allowing them to avail of loans urgently to address their financial needs. Acosta also disclosed that the loan processing time will be shortened to as fast as an hour or, if possible, within five minutes, compared to the current processing time of two days. Our...
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Crude Protein Requirements for Livestock

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Crude Protein Requirements for Livestock Crude Protein Requirements for Livestock Livestock Type Category Stage/Production Crude Protein Requirement (%) Poultry Broilers Starter (0–3 weeks) 22–24% Grower (3–6 weeks) 20–22% Finisher (6–8 weeks) 18–20% Layers Starter (0–6 weeks) 18–20% Grower (6–18 weeks) 15–16% Laying hens (18+ weeks) 16–18% Swine Piglets Pre-starter (3–5 kg) 24–26% Starter (5–10 kg) 20–22% Grower Pigs 10–50 kg...
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How to make Lactic Acid Bacteria Serum (LABS)?

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Lactic Acid Bacteria (LAB) are important groups of good organisms in fermented foods. They are the good bacteria that produce Lactic Acid as a by-product of digesting their food. LAB plays a vital role in promoting organic ways of growing foods, medicine, and cosmetics as marked being Generally Recognized As Safe (GRAS) by the FDA (Food and Drug Administration). These bacteria are generally safe for Humans, animals, plants, soils, and even in environment.  In Agriculture, LABS is used to enhance microbial presence in the soil and help improve soil pores so that air can pass through to the soil profile where plant roots are located. Some farmers who practice organic farming cultivate their own LABS for their plants, soil, and animals. Natural farmers spray their plants with Lactic Acid Bacteria Serum solution as a foliar application method; to the soil surface of the plant for the improvement of microbial activity in the soil and to fast the germination of the seeds; and deters the...
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Viber Rakuten will launch a new e-wallet this 2025

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As per GMA News , Viber Rakuten Philippines announced the possible launch date of their newly digital wallet in the Philippines on Tuesday, February 18, 2025 during the held media briefing at Bonifacio Global City, Taguig City. Rakuten Viber will be the first social messaging app in the Philippines to offer a fintech solution. The Viber CEO Ofir Eyal, said on Tuesday that they intend for its e-wallet service to integrate with their messaging app to lessen the hassle or the “friction”, between the payment platforms and messaging apps when making purchases or doing a remittance. Viber Pay, as named on the e-wallet that will be embedded in the Rakuten Viber App, will help to make dynamic and smooth payment transactions between the customers and businesses in the app. It will also simplify the money transaction of the users between the other users, as all of their transactions, references, and traces will just be within the single app. Users will not go to other e-wallets, banks, and oth...
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5 advantages of being a Card Bank member

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Financial security is what we always aimed for. This is the reason why we wake up every day, why we go to work and do job tasks hardly, and why we fight for our kids future. The financial security will give us an assurance to live without worrying about bills to pay and money to spend for needs. Do we have this mindset? To become financially stress-free in the future before our aged stage.Though most of us are living from paycheck to paycheck, we have goals in life to leave this behind. We have dreams to fulfill. Maybe the reason why you are still in the rat race is that you have no financial plan yet; you have not yet started to build your dreams, or you don't know how to start with it.  You have dropped in on this blog because you have a real goal to become successful in life and become financially secure. Let us explain to you, "Why do you need to join a financial organization or institution like a card bank?"Before we discuss anything about this bank institution, we ...
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