New Species of Beetle named after Ex-VP Leni Robredo Angat Buhay NGO

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A new beetle species is named after ex-VP Leni Robredo’s Angat Buhay NGO. The discovery was made by biology student Enrico Gerard Sanchez, thesis adviser Dr Emmanuel Delocado, co-adviser Prof Dr Hendrik Freitag of Ateneo Bio Dept 📷 Ateneo -Mara Cepeda post on Twitter

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List of BSP Licensed Digital Bank in the Philippines

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Digital banks are a new legal and formal category of banks in the Philippines since 2020, when Banko Sentral ng Pilipinas opened the application of digital banks in the Philippines. The Digital Banks are no physical branches; all of their transactions will process online using their mobile application. Receipts, records, references, and other services will be done through an end-to-end electronic portal.   Here is the list of BSP-licensed digital banks in the Philippines: 1. Maya Bank, Inc. Maya (formerly Paymaya) is the number 1 bank in the Philippines in terms of users and assets. They offer a high interest rate on your savings, revolving credit limit, personal loan, top-up, crypto, bill payment, investing, and other banking services. Website : https://maya.ph Email : support@maya.ph Hotline : (+632) 8845-7788 Address : 6/F Launchpad Center, TV5 Media Center Complex, Reliance corner Sheridan Streets, Barangay Buayang Bato, Mandaluyong, Metro Manila, Philippines   2. UnionDig...
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From Bitcoin to Digital Ledger Technology: Transforming Financial Systems of the Philippines

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The Bitcoin is the first virtual cryptocurrency released on January 3, 2009, by an unknown individual or group of developers who used the pseudonym Satoshi Nakamoto. Bitcoin is the pioneering of blockchain technology—the backbone of all cryptocurrency. Blockchain is the enter-connected nodes where all users have their own copy of transactions between the network. The nodes are a self-verifier of each transaction in every second to the entire chain—so called the ledger. However, Bitcoin is a decentralized virtual currency, which means it is not regulated by any states, and it was established by the private sector. Like the other cryptocurrency, it was launched and developed through public demand, aiming to make dependents not controlled by any government or state. In the nature of cryptocurrency, the public uses it as regular currency as pay for gigs, suspectedly used for illegal payment transactions and money laundering. Due to its high demand for virtual currency, Bitcoin, altcoins, ...
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Landbank offer new emergency loan to all Government Employees, Pensioners

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Landbank, the state-owned bank, launched a new loan offer for all eligible government employees and pensioners. This is to help government employees in times of emergency expenses and other urgent financial requirements. The Pension and Emergency Relief (PeER) loan facility offers from 20,000 pesos up to 100,000 pesos. Landbank will add a 10% per year interest rate to your loan. Which is lower than other emergency loans offered by the financial sector like 5-6, OLA's, and e-wallets.   All interested individuals are encouraged to visit any Landbank branches nationwide and/or call the Landbank hotline number to help in facilitating the offer.   On the report of Abante, the House Committee on Labor and Employment chairperson at Rizal Rep. Fidel Nograles said, "Maganda po ang bagong loan program na ito upang may legal na malalapitan ang ating mga kawani ng pamahalaan at pensiyonado sa halip na lumapit sa mga nagpapa-'5-6'.”   Nograles believes that PeER will h...
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How to Increase your Maya Easy Credit Limits?

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Seems Maya hard to increase your Maya Easy Credit limits. What do you think are the factors affecting your limit increase? As Maya is finding it hard to stand alone in providing financial services after being converted into a Digital Bank from a regular E-wallet they are hard to give an immediate increase to its users. Maybe they carefully analyze the behavior of their users before providing loan limits. In comparison as Gcash has two financial firms providing Loan Services to the app users and has multiple partnerships with different financial firms, Maya is a bank providing financial services coming from its own alone to provide loans and cater to personal savings. What factors may be affecting your possible Maya Easy Credit limit increase? Showing your love and trust in the app is the best way to increase your limit. Maybe you have no savings in Maya, so why you can not try to save regularly in Maya savings or open a time deposit account? Having a saving in a bank will h...
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Cashmum Lending App Review | The things you need to know!

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Cashmum is one of the online lending applications in the Google Play Store that offers non-collateral loans. They will give you a fascinating, smooth deal with your approved loan. However, same with our reviews from other OLAs (online lending apps), non-collateral and fast-approvable loans offered by the lenders online have a counter return to their clients, such as the high interest fee, processing fee that is greater than the interest, and other miscellaneous. Cashmum App and cashmum.ph are operated by Cashmum Lending Investors Corporation with issued Company SEC registration number CS202102336 on February 26, 2021. In the Google Play as of November 22, 2024, the CashMum application has 10,000+ downloads and 42 reviews at 2.6 ratings, which is poorer to recommend. Let's dig deeper into the reality of this online lending app.   Is Cashmum legit or not?  Don't worry, Cashmum is a legitimate online lending application because they are a SEC-registered company wit...
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Personal Loan in Mabilis Cash | FinTech Review

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Mabilis Cash is one of the online loan apps based in the Philippines. They offer non-collateral personal loans which you can borrow money from your phone just by providing your personal information and one valid government ID. A non-collateral personal loan is an easy and fast emergency loan offered among Online Lending Apps, in the counterpart of their offers, clients will be charged a high interest rate, high processing fees, and insurance fee for their loanable amount. Mali Lending Corporation operated under the name Mabilis Cash was registered with the Security Exchange Commission on year 2019 based on the data on the SEC website. In this article let me discuss all the things you need to know about Mabilis Cash (formerly PESO AGAD). This review will be based on the experiences of users. How much is the first offer of Mabilis Cash? Non-collateral loans are like a stepping stone in building credit gradually. Lending Application credit assessment may depend on how you manag...
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The Philippines Central Bank will launch its own Digital Currency by 2029

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The Banko Sentral ng Pilipinas (BSP) published article announcement, said its testing phase to Project Agila, a pilot project for Central Bank Digital Currency has completed. The project initiative aim to enhance the efficiency and resilience of national payment system as statement by the BSP Governor Eli M. Remolona. The leveraging of new technologies will help to enhance the capacity of financial firms in the Philippines of doing daily business transactions even holiday or during weekend. These transactions can safely be supported by open-source distributed ledger technology through the Oracle Cloud Infrastructure according to the published article. “Wholesale CBDCs are expected to enhance liquidity management, reduce settlement risks, and support financial stability,” BSP Governor Eli M. Remolona, Jr. said. The CBDC is a digital form of Philippines money denomination and under the liabilities and control of the central bank. For the large transaction companies, financia...
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