Budgeting is not in our vocabulary for low-income earners. We have no plan, just to spend and pay some bills but for this article, let’s add some twists. Budgeting is not only for girls, boys can do it too. How do I make a budget for our 15-day expenses? Before I proceed, I have used a notebook, a budgeting app, and Excel . Yes, you heard it right. These three tools are very useful for making a budget for your family and personal expenses. I have used Excel to monitor my 15-day salary and loan table. Both are in table form and are perfectly formulated to monitor your loans, dues, and salary.I will be sharing these formats with you very soon. For my daily expenses, I have used My Money . This budgeting app is very helpful for tracking your expenses so that you can understand where your hard-earned money goes. I use a notebook to record all of my loans just in case I accidentally delete my Excel files and to write down my dues for the upcoming cutoff. By the way, making a budget does not