How to Increase your Maya Easy Credit Limits?
Seems Maya hard to increase your Maya Easy Credit limits. What do you think are the factors affecting your limit increase? As Maya is finding it hard to stand alone in providing financial services after being converted into a Digital Bank from a regular E-wallet they are hard to give an immediate increase to its users. Maybe they carefully analyze the behavior of their users before providing loan limits.
In comparison as Gcash has two financial firms providing Loan Services to the app users and has multiple partnerships with different financial firms, Maya is a bank providing financial services coming from its own alone to provide loans and cater to personal savings.
What factors may be affecting your possible Maya Easy Credit limit increase?
Showing your love and trust in the app is the best way to increase your limit. Maybe you have no savings in Maya, so why you can not try to save regularly in Maya savings or open a time deposit account? Having a saving in a bank will help to increase your credit score.
Pay your used credits in a whole amount to show your capacity to pay. Do not pay your Credit from your limit.
How to increase Maya Easy Credit Limits?
Maya Easy Credit is a revolving limit that can be used with a billing period every month. Maya can provide a 30,000 pesos credit limit for each user as long as they maintain a good payment history and regularly use the Maya App and its services.
Maya sometimes offers an increase if the user finishes some task that Maya gives. Maya is known for its promo offers and discounts in return for the tasks you have finished. As you maintain your good credit history such as paying your loan regularly without any overdue; and regularly using the app in any financial activities such as savings, investment, use for shopping, and bill payments your Maya Easy Credit Limits will increase according to your financial capacity.
No need to hurry and rush up your limit without any financial stability. Maya carefully holds the possibility of financial losses once they give limits without careful profile screenings.
Things to know in Paying Maya Easy Credit
1. Do not pay your used Credit coming from your available credit it may affect your credit assessment.
2. Do not pay your used Maya Credit once you have no Bill Statement yet. It can prevent you from paying double interest.
Create your Maya Account today!
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