Your phone is now a wallet and a bank. Why we are embracing this new invention of generation? In years past almost all financial institutions launched their e-wallet applications together with remittances, banks, lenders, and pawnshops. This was started when the Gcash and Maya Bank Inc. in the country were more convenient to use than regular wallets. These two E-wallets give significant changes to the financial life of each user. This list will guide you to what fintech you want to use for your financial and banking needs. Here are the lists of E-wallets and Banks that can give you a more convenient way in terms of managing your finances: 1.  Gcash This E-wallet was started as Globe Pera Padala as an SMS-based money transfer in October 2004 after a year of unsuccessful remittance centers where Smart Padala is the number one Remittance Center in the Philippines at that time. Gcash built and launched its Gcash E-wallet for the first time in 2012 to divert service into a cashle