Landbank of the Philippines, a state bank, launched an enhanced loan program for farmers, fishermen, agribusiness, and agriculture graduates. This lending program aims to make financing easy and accessible for farmers. In the last article titled " Resilient way for Philippines Government to address Financial Support to Farmers " we shared farmers's experiences on how they tag-of-war on the price of commodities they had produced to the informal financial providers. We also mentioned that the "significant financial problem faced by farmers in agriculture is the limited access to formal credit and insurance services." This is also based on a related study in India.  The state bank wants financing services more accessible to farmers at a low interest rate and minimal requirements. The small farmers and fishermen, agrarian reform beneficiaries (ARBs), and micro, small, and medium enterprises (MSMEs) are those target clients to benefit from the offer of ...