About Us

Farmer of God is a digital publication featuring agricultural contents such as Philippine agriculture news, practices, approaches, studies, and other related agricultural information. Farmer of God is also committed to provide agricultural and financial calculators that can help to estimate, analyze and formulate. We also publish legitimate and reliable FinTech reviews, including lending, banking, investment, trading, cryptocurrency, and other financial services, to help readers decide and choose the best products and services suitable for their financial needs.

Beyond Agriculture

As we believe that most farmers in the Philippines have difficulty getting products and services in the secured financial institutions (FIs), we choose to provide essential reviews to guide Filipinos in selecting banks, loans, and banking services.

Our Mission: To provide Agriculture and Finance resources to alleviate problem of Filipino Farmers.

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Our Message to the Filipino Christians

You are fortunate to be able to freely evangelize here in the Philippines, unlike our fellow Christians in other countries who face persecution. Stand and walk with dedication and faith as you share the word of our Lord Jesus Christ. Be a shining light to your family, friends, and other Filipino youths. As a Christian youth, you hold the potential to become future leaders in our Church, evangelical groups, and other movements aimed at spreading the gospel. Let us hope that every Filipino Christian will continue to work and share the blessings they have received from God.

Trends this week

How to Convert TikTok Paylater to Cash Guide and Review

TikTok users who already have activated the TikTok PayLater offered by the TikTok shop to their loyal customers are wishing to convert the offer into cash, as they are more prepared to spend the money on other daily needs or bill payments. However, TikTok just came on to the purpose of the financier as “buy now pay later” for the products that users prepared to check out. All e-commerce offered Buy Now Pay Later options are naturally not convertible to cash, though users are still looking anyways to make the credit limit more useful and viable. Like GGives , Spaylater , and Lazada PayLater, all of the offer limits are spendable to purchase goods and services within the e-commerce shops and partners. Though Spaylater has an option to convert your limits without risks and additional service fees, we have no guarantee when the last time it will work to become convertible as before. GGives is easily convertible into cash using Shopee Shop through canceling the checkout. But when Sho...

Sloan and SPayLater Users Review and Guide

Sloan and Spaylater are both Financial services provided by Shopee Philippines for their selected users. These financial features offer buy-now-pay-later and cash loans so that users can enjoy their shopping experience in the app. SeaMoney (Credit) Finance Philippines Inc. is the financing company of Sloan and SPayLater in the Philippines, which is part of the Sea Group - operating seven markets in Southeast Asia, including Taiwan. It was registered as a finance and credit provider in the Security Exchange Commission on August 4, 2020, with registration number CS202005382. In part of their mission to better the lives of individuals and Businesses in Southeast Asia through technology, SeaMoney serves the financial needs of Filipinos through SeaMoney (Credit) Finance Philippines Inc. and SeaBank . What is Sloan? Sloan is a cash loan offered by Shopee Philippines, in which users can borrow money with the approved credit limits on the platform. Sloan is limited only to the selective users ...

2 Ways to Cash Out Spaylater Credit Limit

Spaylater is the buy-now-pay-later payment option offered by shopee to their selected users. This feature is available exclusively in shops to help users enjoy the shopping experience without worries. More of the users are prepared to cash out credit limits like Sloan. They are more likely to use money for personal and daily needs. Sloan is offered by shopee app once users continuously use Spaylater with good payment history but exceptional to those users with a high credit reputation and history to other financial institutions such as banks, CIC, e-wallets, and other lending companies. However, like Sloan, Spaylater can eventually use it as a payment method outside the application via QR code payment. Just finish this article for you to enlighten more. If you are a new user of Spaylater, this option is temporarily unavailable. Enjoy using spaylater instead and wait to activate the more features that you can enjoy of using spaylater. Here are the following steps on how you can tra...

Converting Spaylater to Cash through Maya Business is not working

Screenshot of Spaylater| Spaylater Users who tried to utilize their credit can not convert offer into cash started on the last quarter of 2025 Shopee's SPayLater is a "spend now, pay later" option available across Southeast Asia. It provides convenience and affordability for Shopee users, allowing them to buy things as easily as one click, even if they have limited cash. As users are keen to utilize this credit for various purposes, they are looking for ways to convert their SPayLater Credit into cash. Previously, we published an article about converting SPayLater to cash through Maya Business . However, as of the last quarter of 2025, this conversion method via QR Ph in Maya Business is no longer accepted. Some SPayLater users who attempted to convert credit to Maya Business have experienced this i...

Your Guide to Change Mobile Number in Diskartech App

When my mobile number was lost and became deactivated, I wasn't able to transact anything in the Diskartech app. It was always asking for a one-time password as the key to proceed with any transactions. To solve my problem, since the Diskatech Application has no tab for changing mobile numbers, I have no option but to contact their customer service email address. Yes, you heard it right; once you have a problem with your account, always contact customer support through the email address or phone. When I was trying to recover my account by changing my mobile number, it took days to resolve. Since I am a busy person, I can not reply to the email immediately. I'm going to share with you guys my experience of changing Mobile Number in the Diskartech App. Disclaimer: I will not specify all things here since the content of the email was not authorized to be reproduced nor shared with anybody prohibited by the RCBC. Rizal Commercial Banking Corporation (RCBC) is the bank behind the D...

How to Change or Recover Your Registered Phone Number on Coins.ph

AI Generated image | Protect your e-wallet or mobile bank by updating your mobile number in case you lose access. If you are planning to change the phone number registered to your Coins.ph account, or if you have lost the SIM card associated with it, this guide is for you. Updating a mobile number in financial apps is a serious matter, as these platforms prioritize account security. While some apps require a 7-day waiting period or an exhausting list of requirements, Coins.ph is more straightforward than you might think. Before starting, ensure your app is updated to the latest version. The Challenge of OTPs If you still have access to your account via Google or email, you might assume changing the number is easy. However, most apps require an OTP (One-Time Password) sent to the old number to authorize changes. If...

The Best Way to Convert GGives into Cash 2025

In this article, I will share the most cost-effective method for converting GGives into cash. As Shopee no longer accepts GGives, finding alternative ways to encash them has become essential. While some vloggers discuss trading as an option, it can be risky when dealing with money transactions. However, there is a legitimate method on how convert GGives to cash using the GCash app. Follow these simple steps: 1. Login to Your Konek2Card Account: Navigate to the “Client Initiated Payment” tab to copy your CIF number. 2. Access Your GCash Account: In the GCash app, go to the “Biller” section and select “Card Bank Inc.” 3. Input Details: Enter the amount you want to transfer, along with your CIF number and other necessary information. 4. Pay Using GGives: Complete the transaction by using your GGives. By following these steps, you’ll effectively transfer your GGives just like an Instapay. The cash will be credited to your Card Bank Account and can be withdrawn through ATMs, ban...

How to Align Your Spending to Save More in 2026

With the arrival of 2026, many of us are looking at our bank accounts with a fresh sense of purpose. But let’s be honest: "saving more" is a vague resolution that often crumbles by Valentine's Day. The secret to lasting financial change isn’t just about willpower; it’s about alignment. When your daily spending reflects your deepest values, saving stops feeling like a sacrifice and starts feeling like a strategy. Here is your roadmap to aligning your wallet with your goals this year. 1. Audit Your "Money Story" from 2025 Before you can look forward, you have to look back. Take an hour to review your 2025 bank statements or your record spending. Don't look at just the numbers—look at the "why." The Joy Test : Identify three things you spent money on that truly brought you joy. The Habit Leak : Identify three recurring costs (subscriptions, daily convenience buys) that you didn't even notice. The 2026 Shift : "Your spending tells a story—wher...

What are the differences between GLoan, GGives, and GCredit?

GCash is the number one E-Wallet in the Philippines, making it the most useful application of all time with almost 81 million active users as of May 2023. It is like a huge supermarket that has been compressed and put into your phone. They have several partnerships with physical stores, insurance companies, online stores, SMEs, corporations, freelancers, casinos registered with PAGCOR, and financial institutions like lending companies and crypto investments. However, not all of its million active users fully utilize the power of this super app. In this article, I will be telling you about one of the most useful and helpful features of the GCash App: the Borrow features. If you have already read the article titled “ Which is better, GCash (GLoan) or Billease? ”, I have already explained the factors that determine your eligibility for the Borrow features of GCash. Here, I will be explaining the differences between the three icons within the Borrow icon and what are the se...

Gcash Failed Transaction but deducted? Here's what to do!

One of the common problems in GCash transactions is that the debited amount is not reflected in the recipient's account or is not credited to the biller. Someone who has this problem feels frustrated and alarmed by what they need to do. They worry about the overdue charge for the biller that had a failed transaction and about possibly losing money to an unknown. GCash is always on the go; you have nothing to worry about with all failed transactions as long as there's valid proof of your transaction, specific time, and exact date. As the most reputable and trusted fintech app in the Philippines, GCash customer service will always be on the act to serve you better and solve the problem you are facing in their application. However, if your failed transaction is about bill payment, there is a possibility that you will be overdue to the biller. But if the failed transaction is reconciled by GCash and the biller, all possible overdue charges because of your delayed pay...

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